I hit another car backing out. Of my space pf my apartments and she called the cops on me.. All the cop did is made a report saying the amount of money that she ask for her car damage . that happened like a month an a half and now she asking for more money and she is threating me saying that her car insurances can sue what do i do
Report the incident to your insurance company. That is what you pay them for. If you do not have insurance, yes, she can sue you.
If you have automobile insurance, report the incident to your carrier immediately. They will likely work with the adverse party and/or her insurance carrier directly in resolving any claims related to the incident.
Your first mistake was agreeing to pay for the damages and not reporting the accident to your insurance company. These "handshake agreements" never work out, as either the one paying reneges or the one receiving the payment continues to ask for more money.
Your second mistake was not to obtain a release for the payment you made to repair the other person's car. If there are legitimate additional damages, then you would indeed owe that especially if you did not obtain a release for any and all damages you caused.
You should report the accident to your insurance company now and pray that they will afford you coverage. Your insurance policy, which is a legal contract between you and your insurance company, requires you to report any accident in a timely manner. You should ALWAYS report the accident to your company no matter who was at fault. By waiting to report the accident, you always run the risk of your insurance company doing what is called “reserving its rights” later to disclaim or deny coverage because you violated the terms of your policy/contract.
If the other party does sue you, your insurance company will indemnify and defend you up to your policy limits and provide you with an attorney at no cost to you.
Bottom line: report the accident immediately to your insurance company and let them handle this claim, as that is the reason you pay insurance premiums. It’s always better to be safe than sorry!
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