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My policy stated if disabled for at least 6 mo coverage would continue at the same premium or even free . But after the company let me go at 4 months. the monthly premium increased x 10 I could't afford to pay. I have a head injury that interferes with thinking and judgment. I am still disabled and expected to be for awhile. I have tried other life ins. none of them will insure because of head injury and disability .Anyway, do I have ANY rights at all here? I feel like I went to work one day and just lost my whole world I have worked for. I just keep losing and losing and losing. Is there any way to get my life ins policy back in force at a reasonable premium? while I was working it was 113 a month on the 5th month after they let me go the premium went to over $1000.I was terminated after 4 months because i was still not released to work and they needed someone in my position. I had been paying my company all four months I was off my $113 premium by personal check. Then they sent the last check ( month 5) back saying since I didn't work there I would need to do a conversion. That's when the amount went up 10 Xs.