co-signed on car loan and my granddaughter defaulted on the loan.
You are going to have to sue her before you can garnish her wages. You will have to consider if the chances that you will get anything money from her are worth what you will pay in court costs and the time it will take you to go to court. If you don't pay the car loan, it will likely be repossessed if they can find her, and then she won't be able to get to work.
It seems to me that there was a question last week that was very similar to yours. I think I wrote an answer. The answer is yes, you can garnish her wages if you get a judgment against her, but whether you'll get any money may be doubtful. Hopefully you can get the matter resolved between the two of you without legal action.
In the future, don't get into co-signing with your relatives! It usually doesn't work out.
This opinion is meant for general education purposes only. If you are not an existing client, do not construe anything in the email to make you a client. The attorney's opinion is based solely on the facts provided in the question. I am only licensed under the law of the State of Ohio, and am not an expert on any other state's laws, so I can give only general information on the law outside Ohio.
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