I was involved in an auto accident in 2005. The other driver filed for damages in 2008. We went to trial in 2009. I did not prove that he hit me so he won for $5000 and the insurance company paid it promptly. It is now a judgment in my credit history until 2016. My credit is othewise great but this has cost me an opportunity to refinace my home and I've been denied other credit. This was not a credit failure. What can I do?
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