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Can I file for chapter 7 bankruptcy online or through the mail? I don't have a car and I'm on food stamps.

Long Beach, CA |
Attorney answers 4

Best Answer
Posted

Its not the mechanics of filing that you are worried about, but rather do you need to file BK at all? You appear to be what is called, "judgment proof", meaning even if your creditors got a judgment against you how could they collect anything? Unless you own real estate with a large equity or a bag of gold/silver coins what assets do you have which could be seized after judgment? You can file BK by sending your paperwork by mail or in person, or electronically with the assistance of an attorney. If you have other questions, contact me or another AVVO lawyer offering a free consultation.

Dorothy G Bunce

Dorothy G Bunce

Posted

Stuart is right on with this response. Bankruptcy can only eliminate past debts - it cannot help you to pay your living expenses and it will cut off all access to credit. So if you file tomorrow and a week later, end up in the ER, you will be worse off than if you had never filed. Don't file bankruptcy until things start to get better and you at least have a job offer.

Asker

Posted

Thank you, Mr. Steingraber for the advice. I wanted to know if I could file by mail and you've answered that question.

Posted

You can find a lot of information online, but in general, even a simple filing may require the assistance of an attorney to ensure you make the best choices available to you.

Posted

The bankruptcy self help desk has a clinic in korea town. Maybe they have one around there (google and call public counsel).

Anyway, go to this clinic to figure out if bankruptcy is even right for you. It's free and it's a 4 hour training session every other Tuesday. There are bus stops and train stops near by so you should be ok on transportation.

If you're not an attorney, you cannot file online.

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Asker

Posted

Thank for the information about the clinic. That's very good advice.

Posted

No, not without an attorney.

Jonathan D. Leventhal, Esq.
Leventhal Law Group, P. C.
818.347.5800

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