I was a victim of ID theft but I can't prove it. I had a house foreclosed on and a car repoed. The only way that I know to clear my name is bankruptcy. Or is it better to just wait out the 7 years on my credit report for the bills I can't pay to drop off?The ID theft was by an ex-girlfriend and since we lived together and she had access to everything I was told there was no way to say it was not me. I want to figure out what to do asap.