Bills that you owe on the day you file can be discharged, but bankruptcy will not help with bills you incur after filing. Some past-due income taxes can be discharged, but giving an accurate answer tailored to your situation is EXTREMELY complicated. You need to consult a lawyer who has expertise both in bankruptcy and in tax law to get even an approximate answer to that question. One of the best in your area is Max Gardner in Shelby.
You list all debts and all assets when you file. Your medical bills are dischargeable. The taxes are a different issue and it depends on how old they are and when the IRS assessed them as well as what kind of taxes they are. Speak with an bankruptcy attorney on the taxes and have the sheet showing how much you owe the IRS and for what years.
The response given is not intended to create, nor does it create an ongoing duty to respond to questions. The response does not form an attorney-client relationship, nor is it intended to be anything other than the educated opinion of the author. It should not be relied upon as legal advice. The response given is based upon the limited facts provided by the person asking the question. To the extent additional or different facts exist, the response might possibly change. Attorney is licensed to practice law only in the State of Illinois. Responses are answers to general legal questions and the receiver of such question should consult a local attorney for specific answers to questions.
Although many people can file Chapter 7, the more important question is whether or not you should file. Issues you should look at include 1) how much is your total debt? 2) do you have assets or other income a creditor could take if they sued you?
I have a legal guide covering the question whether you should file bankruptcy now or later, or maybe not at all. I am posting a link to my legal guides but you may have to scroll through a long list of articles & videos that may not interest you. But be patient & you will find it.