Being garnished for $26000.00 for medical bills no disposable income to file need pro bono attorney to help my family
Any promise that a debtor makes to pay attorney fees after filing a chapter 7 case is dischargeable — just like any other unsecured debt or claim. For that reason, most attorneys want to be paid before filing the petition.
Some attorneys offer a no-money-down filing in chapter 13, which is permissible, but that involves a 3-5 year repayment plan and significantly higher attorney's fees. A couple of Colorado bankruptcy attorneys have gotten in trouble with the bankruptcy court for bait-and-switch or no-money-down chapter 7 fees. Be careful.
This comment is based on general information to which an exception or further consideration may be relevant depending on the particular circumstances. With what's at stake, seeking help from an experienced bankruptcy attorney licensed to practice in your state may be a good idea.
If you want to know more about the meaning of certain key words used in bankruptcy, see the federal courts' web site for a glossary of bankruptcy terms: http://www.uscourts.gov/Common/Glossary.aspx.
My law firm is a federally designated debt relief agency and helps people in Colorado file for bankruptcy relief under chapters 7 and 13 of the Bankruptcy Code.
Try contacting Colorado Legal Services to see if you are eligible for assistance. Or, try contacting the bar association to see whether they have a list of pro bono or low fee attorneys you might speak with. The Colorado Bar Association sponsors monthly clinics designed to provide very basic information about chapter 7 filing to those who cannot afford legal representation. The clinics are good and helpful, but keep in mind that bankruptcy is quite complex and it is not an easy task to file a case on your own without the guidance of a lawyer. Also, please keep in mind that paying a bankruptcy petition preparer to complete your forms for you is NOT the same as seeking legal assistance. Petition preparers are not lawyers nor are they qualified to or permitted to provide legal advice. The court does not require that the forms be typed -- you can hand write them yourself without the benefit of their fancy computer software, and you cannot rely on them to correct your errors or misunderstandings or answer questions about the details or the outcome.
Our Rating is calculated using information the lawyer has included on their profile in addition to the information we collect from state bar associations and other organizations that license legal professionals. Attorneys who claim their profiles and provide Avvo with more information tend to have a higher rating than those who do not.What determines Avvo Rating?Experience & background
Years licensed, work experience, educationLegal community recognition
Peer endorsements, associations, awardsLegal thought leadership
Publications, speaking engagementsDiscipline