My ex boyfriend and I have a house together. We split up and he has the house. He won’t get another loan to get my name off of it. He just recently almost had it in foreclosure because he wasn’t paying on it. He’s got it current again but I want off. Can I file bankruptcy and force him to do something on it
Chapter 7 Bankruptcy is not simply filling out forms. Trying to handle this matter yourself is not wise. You do not know the USBC, you do not know the local rules of Bankruptcy and if there was an adversary proceeding started against you, or an objection filed to your plan, you would be like a deer in the headlights. To properly answer your questions and address your concerns, the best way to handle this is with an in person consultation with an experienced OH bankruptcy attorney. Use AVVO's Find a Lawyer tool to select a qualified attorney. Good luck. THIS IS NOT LEGAL ADVICE! YOU NEED TO SPEAK TO AN ATTORNEY WHO IS LICENSED IN YOUR STATE FOR LEGAL ADVICE. This is merely suggestions for you to think about in discussing your situation with the local attorney.
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You can discharge your personal liability on the Home Equity Line of Credit by filing bankruptcy. However, your interest in the property that secures the line of credit becomes part of your bankruptcy estate and, if there is any equity there, your bankruptcy trustee will sell it for the benefit of your creditors. Most likely he would offer first to sell it to your ex boyfriend, which, as you wish, would force him to do something. If he does not buy your interest, the trustee would sell the entire interest and your ex would lose the house.
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