Assuming you didn't do something foolish and represent yourself, the issue of debt was clearly settled in your divorce and cannot be changed after the case is over. Without readingy our papers, no one here knows whose debt it is, but the divorce papers decide everything. There are limited appeal rights that expire 30 days after a decree, so while you haven't mentioned anything that would be a basis for appeal, see a lawyer today in case there is such a basis. You posted under credit card fraud and this is NOT a fraud matter; it's a divorce matter. I am changing the topic to divorce, as with your label most of AVVO's divorce lawyers will never see your question.
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The only way I can imagine that this wasn't settled in the divorce three days ago is because either you two did your own divorces without a lawyer, or HE had a lawyer and you didn't.
Consult an attorney, either the one who represented you in the divorce or a new one if you had no representation. Your post says the credit card is "a card my husband gave me" and that now "he says it is my debt". It is not clear whose name the credit card is in. If that particular debt was assigned to you in the settlement agreement or divorce decree then you cannot "disclaim" it now. As my colleagues have said, there is a limited time to appeal a divorce and there is nothing obviously appealable in what you have told us, but provide the full details to an attorney who can give you more specific advice. If the debt is in your name and not covered in the divorce decree, you cannot "disclaim" it.
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