As a general rule, you can discharge fees for professional services in Bankruptcy. That would include attorney fees, accountant fees, doctor bills, etc. I hate to say it, but I believe in being honest.
If you list your attorney as a creditor on your bankruptcy petition the debt can be discharged.
The foregoing is offered for informational purposes only and is not legal advice nor does it create an attorney-client relationship
Yes. If you file a chapter 7, the debt to the attorney would have to be listed and it would end up being discharged. If you need to file because of the credit card debt, then the legal fee will probably end up getting taken out wth it. But, a $3000 debt is probably not a reason to file, whether it is to an attorney or not. Even for the most basic Chapter 7 filing you will probably end up paying about half that much just to do the bankruptcy.
The short answer is yes, however, if you agreed to pay those cards off in the divorce and your ex wife is also a debtor on those cards, filing for bankruptcy may not relieve you of the obligation to pay her back, if she gets sued on that debt. Make sure you bring a copy of your divorce decree with you when you meet with a bankruptcy attorney.
Yes, fees for professional services (including attorneys fees) are generally dischargeable in bankruptcy. As to the credit card fees, a Chapter 7 bankruptcy could remove your liability as to the credit card companies, but your ex-wife could still force you to pay them through the divorce court. However, depending on the language of your divorce decree and other circumstances, you may be able to discharge even that obligation through a Chapter 13 bankruptcy. Given that your income is low, you may have trouble making the payments required under a Chapter 13 bankruptcy, but it is worth discussing with your attorney.