I was contacted by a debt collector for something from 10 years ago. They say I owe $10,000. I honestly told them I could only afford $50 a month. The person I was talking to tried to get me to pay $75. I stuck to the $50. He told me to look over my finances and call back Friday to set up repayment.
I called back today but got a different person to talk to. They claimed they didn't know anyone by the name of my first contact. I talked to the new person and she said that $50 was too low for such a high amount of debt. Then they hit me with asking to pay $1000 down and then $50 twice a month. I honestly told them that I don't have that kind of money and can only afford $50 a month. I was offered a settlement of $3000 and again I told them I don't have that kind of money.