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I received a summons for an unpaid debt. I have to respond to the court and copy the law firm on my response. The thing is they are saying I never paid anything on the entire contract. After spending time and money going back to 2005 ( the beginning of the contact) to current I have found checks written to them and cleared my bank that covers all but 1200 of the total. I know I owe them for one year but I have had to spend a lot of time and money to research this. I stopped paying them when they changed billing addresses and said I never paid them at all. My question is I obviously will deny their claim but can I counter sue for damages to my credit, my time, I wasn't able to refinance my house due to this being on my credit.