Its a little complicated. First, you have to have paid more than half the cost of keeping up a home for you and at least one qualifying individual. Presumably your husband pays support for your children and possibly for you. Your children are considered unmarried for purposes of Head of household if you file a separate return, paid more than half the cost of keeping up your home for the tax year, your child or children live with you for more than 1/2 of the tax year, and your spouse doers not live in the same household for the last six months of the tax year. I hope this helps
This question would get better responses if posted in the appropriate forum. Like "debt collection", or "asset protection" perhaps......Good luck.
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