I received an escrow refund check from a mortgage loan company for overpayment on the mortgage for the house in 2012 during the time I was still living in the home.. The check has my ex wife's name on it as well. I cannot cash the refund check without my ex's signature and she would need to be present. I asked her to come to the bank with me to sign the check and we could divide it up equally after it was cashed. She refused and told me that I did not deserve any of the money. I called the mortgage company and they said that I am entitled to half and that they could not reissue another separate check that was divided equally because both of our names were on the account. As a result because of her silliness no one will get the refund and it will all go back to the mortgage company..