I tapped the number of someone in front of me we both stopped. She said her car was already messed up and my car had more damage and that we didn’t need to exchange insurance witch was good for me because I’ve let mine lapse!! we were both late for work and exchanged numbers and she took a picture of my license. The next day she text me and said she now wants my insurance info I forgot to respond and the following day she’s now threatening me with suing and pressing charges. I’m just trying to figure out the best thing to say before I respond. I live in California
I am changing your practice area to Car Accidents Law in hopes you get some good answers from lawyers in that field.
This post is provided for general informational purposes only and is not intended to be legal advice specific to you. This general information is not a substitute for the advice of an attorney in your jurisdiction. The attorney client relationship is not established by this post.
Your license will be suspended for driving illegally. You can be sued for failing to compensate the person you damaged. If the damages to all vehicles combined is at least $1,000 (basically a scratch) or there is any injury to any vehicle occupant, you must complete and send in a DMV Form SR-1 within ten days of the accident. Failure to do so will also result in suspension of your license.
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Carrie insurance is part of the obligations record of people that own cars so of course you can get in to trouble
Yes to both questions. If you were driving without insurance in your state, then regardless of who is at fault, you can be charged for that.
If you were at fault for the accident and did not have insurance, then you are still going to be responsible for the damages but you won't have an insurance company's money to back you up.
Since you are apparently at fault and chose to drive without insurance in violation of state law, you are now going to be responsible either to negotiate with the other person and/or his or her insurance carrier or possibly defend yourself in court if either party files a lawsuit. If you are going to negotiate with the other party’s insurance carrier, you can try to ask for a reduced amount and/or set up a payment plan.
If you have no attachable assets and a judgment is rendered against you in court, there may be no way for the prevailing party to enforce the judgment, but it is probable you will lose your driver’s license until the judgment is paid. It is also possible that your state may suspend your driver’s license, anyway, as in some states a judgment is not needed to do so.
You may need to consult with an attorney who specializes in bankruptcy/debt-debtor law. You can use the “Find a Lawyer” link at the top of the screen for the names of some attorneys near you.
Please do not message me for further advice or call my former law firm if you have any further questions. If you are in need of an attorney to assist you, please search for another attorney in the jurisdiction involved in your case, as I am now retired, and my former law firm is no longer handling these types of cases. I am active on AVVO and answer questions only as a public service at this point.
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