I accidentally scratched a Ferrari fender backing up from a stopped position, no marks to my bumper, both of us stopped, no one hurt. I gave him my ins. info, address & phone #, but he forced me to wait for the police, threatening that he would make it difficult for me to leave and claiming that I was "fleeing the scene." The police issued me a citation for improper backing & we let our insurance companies take it from there. My ins. company has now informed me that the "damages" to his car may be in excess of my coverage limits ($50K collision) and that I may want to get a lawyer. I have a photo of the scratches to his car and they are about 5 or 6 1mm marks. Can it really be that costly to repaint a Ferrari? What damages could he be claiming & can he really sue me?
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