Yesterday, got a call from my better half while i was at work saying we need too do a credit check. He explained to me that I received two very strange pieces of mail.
First one was from FDOT ..ummm in Miami a black Mercedes- Benz went through alot of tolls. I have never been too Miami, FL ..nor do I own a Mercedes-Benz.
Second one was, A letter from a lawyer I assume. explaining , him and hosptial are filing a suit against me. Its weird for me because Ive had insurance. For a long time. This was from one year ago. 1/18/18.
It also has a settlement agreement . but he wants the payments too go too his office. Im just ...hmmm. I dont mind paying bills. Thats why i work 72 hrs a week. But this seems odd. Why didnt they just send me a bill?? Or reach out?? It doesnt make sense.
The letter also had a court date and time. But says " if agree too settlement all charges will be dismissed"
I just wanted too ask before i get into office and make calls tomorrow.
Very weird. Can it really be a coincidence that both of these letters arrive from out of the blue?
For the hospital bill, I would both call the lawyer and send a reply letter to the lawyer immediately by US Certified Mail, return receipt requested, that you dispute the debt and request validation of it in writing. Mention that you have never been to this place and never incurred any charges there. Save your letter and proof of delivery in a file with lawyer's letter and any response.
As for the FDOT, you should get on the phone with them immediately and determine if it was actually sent by them. If it was, ask how you go about disputing it because you don't and never have owned such a car and never have been in Miami.
There is a huge amount of fraudulent debt collection taking place. Normally these things come up only in a phone call, not in writing. But both of these things just do not have the feel of being legit.
Can't have a court date without a suit. You can check the court records online to see if someone sued you. If you have not been served, then you have rights to delay or dismiss the case depending on timing. As to the ticket, cheapest alternative is probably to hire a ticket clinic type firm because their flat fee is much less than the time you would spend defending a case hundreds of miles from your home.
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