Nobody can tell you what will happen in the future on this. However, since you are not insured and she has coverage, she will most likely attempt to collect from her insurance company. The insurance company can attempt to collect from you… some do, some don’t. If you do get sued (by anyone) get a lawyer.
This response is not intended to act as legal advice. I am not licensed to practice law in any state other than the State of Illinois. No attorney-client relationship is formed until you sign an attorney-client agreement with my office.
Depending on your assets, it is likely the attorney will go after the UIM, however, the UIM carrier will likely seek monies from you.
The likelihood is that the Mass driver will look to her own uninsured motorist coverage to cover the claim. The Mass driver or her insurance company may notify the NH Department of Motor Vehicles, and you may be required to post a bond for her damages or suffer the loss of your NH driver's license until the damages are paid. The Mass driver can also bring an action directly against you that will result in a judgment, and that judgment is good for 20 years. If the Mass driver's insurer pays the claim, they could come back at you for reimbursement for what they had to pay.
DISCLAIMER: This does not constitute legal advice. By providing the requested information you are not entering into an attorney-client relationship with this law firm. Only a written retainer agreement between you and our law firm can create such a relationship. We are only licensed to practice in NH and Massachusetts.
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