The damages exceeds her insurance policy
Most claims settle within limits, but you are free to retain local independent counsel to protect your interests
Anyone can sue you, but the accident is your daughter's responsibility unless she is a minor. Notify your insurance company and they should assist you with the claim being made against your daughter.
You can be sued.
Your daughter is the driver, and she is the one responsible. Whether the injured party tries to pursue your personal assets is something that may occur, although your daughter is the primary target.
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Are you saying that you are an owner of the vehicle, but you do not have insurance which names you as an insured? You should contact a local civil defense attorney to determine whether or not you, as an owner, have potential liability here. Much will depend on the facts and the location of the collision.
Legal Disclaimer: If this information has been helpful, please indicate below. Mr. Lundeen is licensed to practice law in Florida and Vermont. The response herein is not legal advice and does not create an attorney/client relationship. The response is in the form of legal education and is intended to provide general information about the matter within the question. Oftentimes the question does not include significant and important facts and timelines that, if known, could significantly change the reply and make it unsuitable. Mr. Lundeen strongly advises the questioner to confer with an attorney in your state in order to ensure proper advice is received.
I agree with my colleagues. I would simply remind you that they CANNOT accept the policy limits without executing a general release. If they execute a general release, they CANNOT come after ANYONE.
If this information has been helpful, please indicate by providing feedback that the answer was either "helpful" or "best answer" as appropriate. Legal Disclaimer: Mr. Candiano is licensed to practice law in Illinois and Indiana. The response herein is not legal advice and does not create an attorney/client relationship. The response is in the form of legal education and is intended to provide general information about the matter within the question.
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