Per Wells Fargo my house was foreclosed on on June 2nd but they still owned it. They said they would not secure the home so I would still have access.. Within a couple days the locks were changed on the door and the house was unsecured and when my husband went by the door was wide open and my house was burglarized of thousands of dollars worth of personal items. I filed a police report. Wells Fargo said they had no idea who changed the locks. Now fast forward to a couple days ago and they now say it was sold at auction. I have gone to the county courthouse, the newspapers and I find no proof of any of this. The police say this a civil matter even though I have not been asked to vacate the property or evicted. They continue to rob me blind and I have no way to stop them.
Did you receive a certified letter from Wells Fargo before the foreclosure? Have you checked the county's LEGAL ORGAN (the local newspaper which runs all the foreclosure ads)? Are you actually dealing with Wells Fargo or somebody claiming to be Wells Fargo? Have you checked the clerk of superior court's deed records to see if a limited warranty deed or special warranty deed has been filed listing Wells Fargo as the Grantor? Stay in your house! YOU change the locks again. Get a dog. Get a snake. Get an alligator and let them run loose in the house. You may be scammed and someone is moving in on you. Strange I admit.
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"They continue to rob me blind and I have no way to stop them." Yes, you do -- since you know you no longer own the house, get your belongings out of the house. What about the insurance coverage that should have covered your personal property? The theft is a police matter, but ownership, possession, keys, etc., are civil issues between you and the lender.
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