I just got divorced in WA and a receieved a negative credit alert that two collections were posted to my account. The one I am most concerned with is the one in which she co-signed for someone for a car. Per the legal rules they can go after me if contractual privity exists (which does not because I was not party to the debt) or if the marital community benefited from the debt (in this case, since it was a co-signed loan, there was no benefit to the marital community).
Can someone clarify/support this? I'd appreciate it. Thanks.