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The property is a condo in South Carolina, the service provider is Nationstar Mortgage. I am trying to get a modification but every time we fax paperwork to them they keep claiming to have not received it. How many months behind do I have to be before they can foreclose on the property, also what other options do I have to stop the foreclosure is it starts. And what are they government agencies that I can contact to discuss how Nationstar is basically refusing to work with me to get a permanent modification done?