I was driving another person's vehicle for their benefit. Got rear ended and the vehicle was totaled out. The person at fault fled the scene. My back was injured from the impact, and arm slightly burned from an airbag malfunction. No one claimed fault for over a month. Finally another insurance company involved in the multiple car accident gave me the info to contact the persons vehicle insurance I was driving. I called the insurance company and they said they weren't aware of my injury, but never tried to contact me with all my information on the accident report, so they decided to cover my doctor and chiropractic bills under $5000 "uninsured motorist" insurance on the policy. I just finished my 5 months worth of chiropractic visits. Am I entitled to anything as far as dealing with my back for close to 7 months now, and it still doesn't feel back to normal and the scar from the burn on my arm.
Should have contacted a local personal injury attorney at once. You've done some harm to your case, but still go find a local PI attorney and follow their advice. The insurance company will unfortunately take you for ride. I used to be an adjuster back when we played fair. Good luck.
You are expecting the insurance companies to look out for your best interests, which is the exact opposite of what they will do. Another person's insurer has no duty of good faith to you and will do everything they can to avoid paying. Contact a local personal injury attorney as soon as possible for a case evaluation.
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Yes, you certainly are entitled to more money. No matter what you do, do not sign anything until you speak with a personal injury attorney. A knowledgable personal injury attorney will guide you through the entire recovery process, communicate with the relevant insurance parties, and ensure you get the maximum recovery possible. Many of us offer free consultations.
You already know the answer. It is best to contact a lawyer who specializes in personal injury. He can review your entire case and obtain maximum compensation. Insurance companies generally want to pay as little as possible and often do not treat people seriously unless they are represented. Good luck
You should be entitled to much more if you haven't already signed a release. If you have, you may be done.
Talk to a lawyer ASAP.
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As the others have stated, please contact an attorney. You won't get the proper compensarion without one.
This answer posted on Avvo is for informational and educational purposes only and does not constitute legal advice. No attorney-client relationship has been formed based on this answer. It is always advisable to seek the advice of an attorney in your area as soon as possible to determine your legal options and rights.
You need to talk to a personal injury lawyer as soon as possible. An attorney can sort through the complications of a multi-vehicle accident and help you get fair damages from the right insurance company (or companies). If you need help finding an attorney you can use AVVO's Find a Lawyer tool, you can ask friends or relatives for recommendations, or you can contact your local bar association. Most Illinois car accident lawyers provide free consultations so you have nothing to lose - and much to potentially gain - by setting up a meeting. I wish you the best of luck with your recovery.
Up until now, you've been looking for help in all the wrong places. YES, you have an uninsured motorist case. Why should it be limited to $5000.00? Only because somebody picked that number randomly and is trying to force it on you. It doesn't seem to have anything to do with the value of your case. There is a process by which you present an uninsured motorist case and bring it to hearing before a neutral arbitrator. You'll need a personal injury lawyer to get that done. Call a good PI lawyer for a free consultation.
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Hire an attorney immediately and stop trying to represent yourself. It is possible your bills were paid under the medical payment portion of the policy, but you are entitled to more than just having your medical bills paid in an uninsured motorist claim. Uninsured motorist / hit-and-run claims are very complicated. Only an experienced personal injury attorney can make certain that your receive the compensation that you deserve.
Although you would think an insurance company would take care of the person it insures, that rarely is the case. Their job is to pay you the least amount of money possible. Call a personal injury attorney just as soon as possible, and let the attorney know that this is an uninsured claim.
I have never heard of a $5000 limit on an uninsured motorist policy. Please do not take legal advice or recommendations from adverse insurance carriers. You need to speak with a personal injury attorney to give you the true facts and protect your rights. I suggest you have no further communication with any insurance carrier until after you have met with your personal injury attorney. The insurance company is neither your friend nor your good neighbor. Their sole goal is to pay you nothing or as little as possible.
You should obtain needed medical care and treatment immediately and follow the doctor's advice. Do not give any statements to the adverse party or insurance company nor grant them access to any medical records. Photograph the injuries and the damage done to any property. Contact a personal injury attorney in your area as soon as possible so that you can protect your rights. You may also find it helpful to review the Legal Guides I have published on Avvo.com dealing with many of the issues you are now facing. You can access my Legal Guides through my profile page on Avvo.
Legal Disclaimer: If this information has been helpful, please indicate below. Mr. Lundeen is licensed to practice law in Florida and Vermont. The response herein is not legal advice and does not create an attorney/client relationship. The response is in the form of legal education and is intended to provide general information about the matter within the question. Oftentimes the question does not include significant and important facts and timelines that, if known, could significantly change the reply and make it unsuitable. Mr. Lundeen strongly advises the questioner to confer with an attorney in your state in order to ensure proper advice is received.
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