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Last year I had a judgment ($19,000)placed against me after appearing in court. The judge granted the judgement for improper filing? At the time I knew nothing about debt validation or would have sent out a validation letter which I am not so sure they would have been able to comply with. I am not sure this was mine. Debt was still with in statue of limitations but was never verified. Now I am receiving letters from the lawyers about the judgment. What can I do?