My maintenance account is current but my homeowner association (HOA) states it is "delinquent." I can supply evidence of bank verified payment for the period in question. My condo association (peculiar structure --both cover me) failed to collect on some maintenance payments and HOA has a collector. I doubt they know who owes what, had a meeting, or can provide the minutes imposing the billing of all owners in my phase. I never received notice--until yesterday (attorney for the ass'n). I am being billed a pro rata share of the entire delinquency for multiple months, interest, attorney fees--and the balance is climbing (two figures 35 days apart). They reference it as the "ass'n v." me and gave me 30 days. Can they ruin my credit? Can I file a Motion to Dismiss? What are my options?The notice, “Westview Lakes Property Owners' Ass'n v. Cobb,” states,"Pursuant to Article V of the Declaration of Covenants and Restrictions of Westview Lakes, all unit owners within the Westview Lakes development are obligated to pay maintenance assessments and other charges to Westview Lakes POA. Section 6 provides that such assessments and/or charges shall be collected by the various condominium associations within Westview Lakes. However, if the associations fail to do so, Section 6 empowers (WLPOA) to *collect them from the individual unit owners* directly"—not “collect from ALL unit owners." What can happen if I don't pay the delinquencies? Does F.S. allow them to file a lien/foreclose on a current account? Importantly, I believe they have negligently handled the books (I’d like to see books/minutes); don't know who the real delinquencies are; and are wrongly accusing my account of being "delinquent." What are my options? Can I file a Motion to Dismiss now? Thank you for your most appreciated assistance.