I recently lost a house to forfeiture on a recorded land contract. I was buying the property for five years with no late payments but lost the property to the balloon payment. Now I was served today for a small claims suit for damages to the carpet etc over the 5 1/2 year period. I never caused any damage upon leaving fully cleaned and caused no waste. My understanding is he can not sue me after forfeiture of the contract.
I would need more information before I could offer a complete response. However, you should file an answer or move to dismiss (if permitted by your court rules) so that you don't default. As for affirmative defenses, you should include them in your answers. Here is a list of frequently used affirmative defenses. http://www.understandingthelawradio.com/#!resources/ciby Good luck!
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