I have served the debt buyer interrogatories & request for production of documents & they answered it.
1.They claim to be the assignees of a mid west based national bank (North Dakota). Their records custodian claims that my credit card account was opened with there. This is false; it wasn't.
The account was opened in a state regulated bank in NJ. These banks have no affiliation, I verified this through the occ and the fdic records.
So, I asked for the assignment record, bill of sale, & the price paid for the debt.
Their records custodian sent a "bill of sale and assignment of assets" that's generic & doesn't include those things/ my referenced account. The assignors of the debt are questionable. It has a short paragraph giving them "rights" to a debt under Delaware laws!?