I obtained a judgement against my contractor in South Carolina, and he’s currently working in Georgia. I’ve begun the process to domesticate my judgment in Georgia and begin garnishing his Georgia wages, but the process is likely to be lengthy and will only result in a slow trickle of compensation. I’d prefer to settle and offered him options, but he remains obstinate.
This contractor owes several thousand dollars to other creditors, some of whom I know personally. They don’t currently know that he works in Georgia, where wages can be garnished. Is is legal for me to share employment information with other creditors? Is it advisable for me to warn the debtor that if we cannot settle this matter without me taking the next step and garnishing his wages, I’ll share his employment information with other creditors?
If not, is there anything I can do to entice him to settle without significantly reducing the settlement amount, which I won’t do on principle (my first offer was already extremely generous, considering).
Yes, you can share any info you have about him. No, you cannot threaten to tell others about him to gain an advantage in your collections. That itself could be considered a crime, at worst. And no, there is nothing really available to entice him to pay more money to you, sadly. But if you find a technique, you'll be rich selling it!
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