Am trying to find out if bankruptcy can affect your house that u own and how can I get free attorney to help me
Bankruptcy can affect your house. Your options are dependent on what is available per the exemption laws in your jurisdiction. Many attorney will offer a free consultation where they discuss your options; however, most attorneys do not work for free.
No attorney-client relationship has been formed by my answer. Do not rely on the information in this post. Laws and intepretation of laws change frequently and I recommend you seek an attorney to determine how best to proceed with your unique situation.
Bankruptcy can affect your house depending on what chapter you file, the amount of equity in the house, whether you are current, whether you hold the property solely or jointly, and a number of other factors. It may also be that your house is fine, and a good bankruptcy attorney will put you in a case that does not affect your house or has as little effect as possible. Most attorneys will meet with you for a free consultation, and many offer payment plans. Find one here on AVVO and go and sit down with them to find out details specific to your situation.
The above information is general in nature. In order to obtain more specific legal advice upon which to base your important decisions, you should consult with an attorney in person and retain one of your choosing. Robert M. Gardner, Jr. Gardner Law Firm
Bankruptcy is a complex area of law and it sounds like you have quite a lot that could be lost if not handled correctly. You should consult with an attorney and then make your decision on how much their expertise is worth to you after that. Remember, most Chapter 13 cases fail if filed without an attorney and assets if not handled properly become the property of the creditors. As they say, govern thyself accordingly!
This information is based solely on what the questioner states and is not to be considered a binding legal contract between questioner and attorney. No attorney client privilege has been created and none is intended. This office does not provide tax advice.
I concur with other answers here. Bankruptcy can absolutely affect your home, and an attorney will typically offer a free consultation. However, few, if any, attorneys offer no fee representation in a case. Some will work with you on an installment plan for those fees. Your best bet is to contact an attorney or two in your area to find out what they can offer you. I would also reiterate, be extremely cautious filing a case without an attorney if you own real estate. If you do not properly file your case, your home could be put in jeopardy.
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