No. And Online Pay Day loan brokers must follow the FDPCA in Oklahoma. You should report them to the Oklahoma Dept. of Consumer Credit. File a report at the link below.
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Your description is suspicious for payday loan extortion. The FBI is involved and accepting complaints. Here is one early FBI press release: http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710 Much more information is availalbe online.
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