I sold my truck 3 years ago and I do have a bill of lading to prove proof of sale. The new owner never registered it and now 3 years later, I got a letter in the mail from Geico saying that I owe $2,700 from an accident and if I don't pay within one month that they will suspend my license. I went to the DMV, and they say the truck has never been registered in my name even though I did register it when I bought it. So, if the DMV doesnt have a record of me owning this truck, and I sold it 3 years ago and was not involved in whatever accident took place , could I still be responsible or does this sound like a scam ?
None of this set of facts makes sense. If you sold the truck 3 years ago how do you know the buyer never registered it? Did you insure it with Geico? If not, how did they know your mailing address? What was the $2,700 all about? Were you involved in any accidents with the truck? Who was? If you registered the truck when you bought it why is there no record of your registering it at DMV?
Something is seriously wrong or missing in your fact pattern. You need to contact an attorney and better explain the situation. Biggest of all, an insurance company does not suspend your license so I am confused how that came about.
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