When my wife started work she sign for short term/long term disability. She has been out of work now for several years and is receiving Social Security. Each year her insurance sends a statement request information on how much Social Security is and decreases payment each year. She started out getting almost $300 a week and now only get's get's $87. Her social security has not increase by the amount that the insurance has decrease. Plus they say if we don't provide the information, her benefits will be terminated. is this legal or should we be seeking legal help.