No. A lien is either granted to the lender by the borrower, or covers labor and materials put into the property by the lien holder. A phone bill does not give rise to a lien.
Anyone can sue anyone for anything. If they win and get a judgment it is possible to execute the judgment by taking the judgment debtor's vehicle. But that is subject to an exemption that protects one vehicle with equity up to $3800+/-. And it costs a lot to have the Sheriff take a car.
You know the saying "talk is cheap?" So are idle threats. To put a lien on a vehicle would first require that the person have either a court judgment or some close relationship to the vehicle, like performing work on the vehicle as a licensed mechanic, holding the title to the vehicle, etc. Then there is a question of how much the vehicle is worth and whether you hold a clear title or if there is existing financing on the vehicle (which would already be a lien). Finally, there is the issue of whether state laws, called exemptions, offer protection to prohibit using a lien. Enough complications here that you might want to consult an attorney if your are still concerned. Hope this perspective helps!
If the debt is owed and you can not work out an agreement for repayment, the creditor would need to follow the correct legal channels to file a lawsuit against you.
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