The atty for my HOA is a very aggressive collector, if you can't pay in full within 30 days of him sending a letter (includes interest, legal fees, admin fees, cost of collection, etc) he will file for a lien on property (another $700) even if you are on a payment plan with him and accelerate the assessments for the remaining year. He then sends an intent to foreclose letter in which he is the trustee in the foreclosure. He also owns several units in the HOA. It seems to be a conflict of interest and/or violation of Code of Conduct. In relation to his fees, many owners have lost their homes to him because they can never catch up with the fees they owe him.