Generally speaking, employers cannot cancel a group health plan without some type of notice. Opinion differs as to whether it must be advance notice or notice concurrent with the cancellation. Regardless, notifying employees that their insurance coverage was cancelled thirty days prior does not seem to comply with the requirements of ERISA. You need to speak with an attorney in your area that practices in the areas of employment law and insurance law.
Lori A. Strobl
Strobl & Associates, Co LPA
1015 E. Centerville Station Rd.
Centerville, Ohio 45459
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