I am trying to convince my mother to speak with an attorney before her mother passes away. My grandmother has stage-4 lung cancer and still of sound mind. She gave authorization to both of her daughters to visit the safety deposit box. Inside the safety deposit box are 2 savings bonds totaling $50,000 in an envelope labeled For [my mother's name]. If my mother were to go to the box and take the savings bonds which are made out to either [my mother OR her mother] or [my mother AND her mother], will there be a penalty in probate court once my grandmother passes away? My mother is not the personal representative of the estate/trust, nor given power of attorney; However, she is one of the beneficiaries on the trust and will. To her knowledge there is no inventory list of the contents.