In July I received my first billing statement from North American Partners in Anesthesia (NAPA) of Virginia for Cataract Surgery. The statement showed what my insurance paid and the balance due from me of $508.00. I have made $40 payments each month for 4 months. Then I received a notice from a collection agency called Nationwide Recovery Service demanding payment in full within 30 days.
Can they legally do this? It has been my understanding that healthcare providers cannot forward your debt to a collection agency, notify credit reporting agencies or take any legal action as long as you make some form of payment each month. All the other doctors and facilities involved are content with my monthly payments.
I am on a fixed income from Social Security Retirement/Disability and I can’t afford to pay this all off in one lump sum. What options do I have?
I am forwarding your question to the health insurance category in AVVO
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