I have been defending my house in Florida for the last five years from foreclosure and the bank has not filed any responses to my affirmative defenses, no activities from the bank for the last 2 years. I defaulted on the loan in August 2006. Foreclosure action started in October 2006. Now if I file a quiet title action and I win that action can the bank still come after me or my property to collect on the debt although that debt is now unsecured and uncollectable due to the statute of limitation? If I loose the quiet title what happens then?