In a first party breach of contract cases only, there is no bad faith case until after there is success in appraisal or trial. When receiving a proposal for settlement from def atty, the proposal for settlement usually seeks to resolve all disputes including the bad faith dispute, is this a valid proposal for settlement? What is considered to be a valid proposal for settlement in our first party property damage cases?
You need to address this with your lawyer handling the litigation. If you don't have one - this is one of many reasons why its crucial to do so - as you won't find lawyers able and even less willing to puppeteer pro-se litigants in court cases. In the mean time, the defense lawyer is setting you up for a financial fall - so be wary.
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