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Is a "Contract Cancellation Option Agreement - Refusal" waiving the time frame a person is given after a car purchase, legal in CA? Can a car lot allow an uninsured unlicensed driver, drive off the lot? Can I get my downpayment back because it was an illegal transaction because I didn't have a license or insurance? I tried to give it back they refuse to take it saying the only way is by repo and they will keep my $2000 and still charge me for the remainder of $10,329, is that true?