I'm currently retired and have health care coverage. I will lose that coverage if I become eligible under any other medical plan. I want to be guaranteed that the company I go to work for will at least match my existing retirement medical benefits I have from a previous employer. This is, if I should stop working for the new employer he will continue to cover me under their group health care plan as a retiree, regardless of whether I meet their normal requirements for retirement.
I agree that there is nothing in the law that would preclude you from entering this type of agreement, I would question whether it can actually be accomplished. I know nothing of the various competing insurance coverage (what you currently have or what the company offers) - but it may be difficult for the employer to make sure that the insurance company can provide similar (at least as good) coverage for you - that is an insurance company determination. You should insist that the employer find insurance coverage for you that meets your needs and also insist that if for some reason the employer cannot provide insurance coverage that meets your requirements that your compensation is increased to the level that you can obtain the coverage without additional costs to you.
You may have some problems with crafting the particular langauge that meets all your requirements, but that can be resolved with careful wording and clarity.
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Of course, you can do this. It happens all of the time. The only potential hiccup I see in your particular situation, is that the benefits provider may not be able to provide coverage. The employer could agree to find you comparable coverage elsewhere, if this were to happen.
This sounds like a reasonable provision, under the circumstances.
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I agree with my colleageu. Yes.
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