I got a call from an investigator from 773 770-4968,stating that I owe 2132,00 for a payday loan i took out in 2010, I'm not even sure i owe this, they're telling me that the payday loan deposited 1,332,& 800 into my account, I told them to provide me with the documentation, she could not, I asked her how can she expect me to pay something that I'm not sure I owe, she tells me I have your name,address,last four numbers of your social, if i owe i can negoitiate payment with you, she was willing to do that but she wanted me to commit with something she can't even prove thatI do owe, so i told her to let me know when she was going to send the warrant, so I can let my job know,she thought that was foolish on my behalf,i told her this is what i have to resort to.
A private party cannot obtain a warrant for your arrest. A police agency can request a judge to issue a warrant if they have probable cause to believe you committed a crime. If the payday loan company refers the matter to the local police you most likely will be contacted. Since you're not sure about what you may or may not have done, I strongly advise not speaking to anyone further about about your case and consult with an attorney in confidence, not here, as soon as possible.
A payday loan company cannot issue warrants - only a court can do that. However, the loan company CAN report it to the police, who can investigate the case and if they find something criminal, the police can ask for a warrant.
Mr. Feasel is a former Deputy DA in the SF Bay Area with over 10 years of criminal law experience. Nothing stated on this site shall in anyway be construed as legal advice, or as creating any attorney/client relationship. If you would like to hire Mr. Feasel to further investigate your situation, feel free to contact him thru this site.
This is an illegal tactic they use to get money from you. They harras you with these things. It is usually someone not even in the country trying to get the money from you and it sounds like a fraud to me. I don't know the particular circumstances you are under, but I would definitely look into this more.
This sounds like a 3rd party debt collector that probably paid pennies on the dollar for the assignment. The fact that their calling your from Chicago should get the bells ringing. Feel free to give me a call if you have questions. I'm in Redwood City.
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If you were dealing with a debt collector (and it sounds like you were) then what you've described is a violation of the Fair Debt Collection Practices Act. A close friend of mine from law school specializes in suing debt collectors for these violations. Feel free to contact me for more information.
This is a flat out violation of the Federal Fair Debt Collection Practices Act (FDCPA) and the CA state Rosenthal FDCPA. Even if you did owe the money, threatening police action is wholly improper. Fred Schwinn, an Avvo rated atty handles these matters locally and does a great job.
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