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I received a payday loan that i thought was from one company on line and I later found out it was 3 or 4 separate companies charging my bank account . I connected the loan company to my bank account so the payments would be auto drafted . I received a phone call from my bank saying i had numerous NSF charges because of this loan . Instead of taking the money out on the due date , they were taking it out days earlier before my check arrived direct deposit so my pay check was ate up by NSF charges . I called the loan company and a rep told me they could withdraw the money when ever they pleased . 2 yeas later I began to receive calls saying the 3 different companies were filing charges against me . I just had my first child and i am currently a stay home mom . even called my previous employer harassing