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I am on a mortgage with my ex (we were never married). My ex refuses to refinance or sell in order to get me off of the mortgage. Meanwhile, my ex has taken out credit cards under my name and social security number and I am not able to pay all of the debt that has been accumulated. Disputing has gotten me nowhere so I feel my only option is filing for bankruptcy. Can I include the mortgage if I file for bankruptcy even though my ex is also on the mortgage?