I received a summons regarding a loan we took out for my husband's small business endeavor, which unfortunately failed. We fell behind on the payments, Beneficial involved their attorneys, we received a summons requiring us to serve the plaintiff's attorney with our answer regarding the complaint within 28 days, and we did exactly that. We made payment arrangements with the firm, gave some upfront money that satisfied Beneficial, and have not missed a payment since.
That happened around February 2011. In May 2011, a lien was put against our title. We NEVER received any notification of this or had any conversations with the legal firm regarding this happening.
Are they allowed to do this? Again, we have paid every payment to the firm on time as agreed. Please advise.