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Can a landlord add renters insurance to your lease before the lease is up?

West Sacramento, CA |
Attorney answers 2


A landlord cannot add terms to a lease that you did not agree to during the lease period.

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Maximilian Griffiths Barteau

Maximilian Griffiths Barteau


I agree with Mr. Roach, unless proof of such insurance was a term of your lease, the absence of which would allow the landlord to obtain same on your behalf. I'm not sure I've ever seen such a clause in the landlord/tenant context, though, but it has analogs in mortgaged homes and vehicles with loans. Check your lease.


Renters insurance is required by many landlords. However, if the lease does not explicitly require renters insurance, it cannot be unilaterally added later by the landlord. The parties generally must execute a signed, written modification of the lease, which must be supported by valid consideration.

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