It is very unlikely that a judgment creditor could take a security deposit for a lease. The car company as long as the lease is valid and they have a security interest in the deposit has first dibs on the money. If the lease is over and you have a right to the money again then the creditor theoretically could go after money that is yours. But if you lease in effect then the car company has a security interest in the deposit for the lease. If you are filing bankruptcy you list it the as a security deposit and the car creditor as the lienholder. Hope this helps.
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Whether the security deposit on your car is exempt or not, it is highly unlikely that Ford would be willing to relinquish this money to a judgment creditor while the lease of your vehicle is active. Alter all, they have a legal right to keep this money while you lease the vehicle and to look to the deposit to compensate them for any damages or excess mileage on the vehicle. I can just imagine Ford's big legal department's reaction to a claim like this. If your deposit were to be refunded to you soon, it might be a more difficult question.
Hope this perspective helps!
Security deposits are generally exempt. I have never heard of this happening before.
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