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My husband and I filed for Chapter 13 bankruptcy about 9 years or so ago. We didn't realize that it was reported to the credit bureaus as dismissed vs discharged. We paid off the bankruptcy early by refinancing our home. Because we had to file a Chapter 7 bankruptcy 3 years ago - we are having difficulty getting financing on cars and autos due to the 13 being dismissed and remaining on our credit report for 10 years.
Can the status of the BK be fixed or do we have to wait the additional year for it to drop off our credit reports?