I signed up for a new gym and enrolled in their auto-deduct payment plan for the gym membership. I also signed up for a training package but opted to pay cash for this. I was told at the time that there was no contact, but I did sign a contract that said I would complete 6 months or pay the remaining balance. I didn’t realize what I was signing when I did this, but that’s my own fault. After three months of training I told the trainer I wouldn't be able to return for a while. (The real reasons were because he was on his phone for the duration of the training, he never did remeasure me, he didn't fill out the monthly check-in’s like he said we would do, etc). When I told him that I wouldn’t be back for a while he told me I owed $800+ dollars. No questions or anything. He asked when I would be by to pay. I told him I didn’t anticipate his response so I wasn’t sure. He didn’t respond. This was on a Sunday. On the following day he charged my debit card for the $800+ dollars without my knowledge.
I don’t think he was authorized to charge my card for this additional amount. I don’t know how to dispute this. If he does refund me, how can I get out of this ‘contract’?
They potentially can if you had signed per the agreement agreeing that they could charge the balance if you breached the contract. Without seeing the contract it is difficult to assess whether the charge was authorized.
Regardless, you seemingly do owe the charge, and the only way you could technically get out of paying it would be to sue for breach of contract on the trainer's part. Unless, the gym is nice about it and you can talk them out of charging you.
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